In the United States the amount of student loan debt recently surpassed credit card debt, hitting the $1 trillion mark in 2012. However, that $1 trillion rapidly grew by 50% to $1. 5 trillion as of 2018. In other countries such loans are underwritten by governments or sponsors. Many student loans are structured in special ways because of the difficulty of predicting students' future earnings. These structures may be in the form of soft loans, income-sensitive repayment loans, income-contingent repayment loans and so on. Because student loans provide repayment records for credit rating, and may also indicate their earning potential, student loan default can cause serious problems later in life as an individual wishes to make a substantial purchase on credit such as purchasing a vehicle or buying a house, since defaulters are likely to be classified as subprime, which means the loan may be refused or more difficult to arrange and certainly more expensive than for someone with a perfect repayment record.
The dimensions of the B series paper sizes, as defined by ISO 216, are given in the table below
in both millimetres and inches (cm measurements can be obtained by dividing the mm value by 10). The
B Series paper size chart is a visual explanation of how the B paper sizes relate to each other.
Many paper size standards conventions have existed at different times and in different countries. Today, the A and B series of ISO 216 , which includes the commonly used A4 size, are the international standard used by almost every country. However, in many countries in the Americas as well as in the Philippines , the North American series of paper sizes such as ' Letter ' and ' Legal ' is more prevalent.